April 3, 2013

* Early Withdrawal Penalties (Penalty may be imposed for withdrawals before maturity)
* If your account has an original maturity of one year or less, the fee we may impose will equal 30 days interest on the amount withdrawn subject to penalty.
* If your account has an original maturity of more than one year, the fee we may impose will equal 90 days interest on the amount withdrawn subject to penalty, For further information about term, rate, and conditions, please ask for New Accounts personnel.
** Early Withdrawal Penalties (Penalty may be imposed for withdrawals before maturity)
** We will impose a fee equal to 30 days interest on the amount withdrawn subject to penalty
For further information about term, rate, and conditions, please ask for New Accounts personnel.